If you had this much trouble getting them to mark it as paid. You need to follow up on this next year. There is a very good chance that they have made an error in the date of delinquency and it may not come off when it should without you disputing it.How long does the negative information stay in your credit report after it has been paid?
It will be marked as paid but still remain on your credit report for 7 years from the last transaction, in other words if you paid it in 02 will be on until 09. Should of gotten a written agreement with them that if you paid it off they would remove without it they are under no obligation to remove itHow long does the negative information stay in your credit report after it has been paid?It would be 7 years from the date of the delinquency that led to the charge off.
If you missed a payment in '01 and never made another payment, which led to the account to be charged-off, count 7 years from the delinquency date. So be looking for it to disappear sometime in '08.
It makes no difference that you paid the charge-off.
Just be patient.How long does the negative information stay in your credit report after it has been paid?
7-years from the date you paid it.How long does the negative information stay in your credit report after it has been paid?seven years from the date u paid it off
No comments:
Post a Comment