When can a collections company report information to a credit bureau?

Also, when do they usually do it? There are many conflicting pieces of information out there. Can they do it before they send you a validation notice? What if you have disputed the debt?When can a collections company report information to a credit bureau?A Collection Company will report the account within 30 days of receipt as at the time the account was turned for collection it was declared in default and due upon demand by the creditor. The account will not be listed until the validation notice has been sent. The fact you disputed the bill will only be valid if a legitimate dispute is present IE the bill was already paid and you have copy of the check. You cannot just state the bill is disputed and not supply a valid reason of dispute.When can a collections company report information to a credit bureau?Usually it will be reported by the company you owned money too, before it ever gets to a collection agency. They want to stop you from getting more credit, so they are more likely to collect what you own them. Some may report it after you miss the first payment or when the second one is not paid. Certainly by the time a third is made, though you are actually in default when you miss the first. It depends on the state laws probably so may be different in each one. That is what causes some of the conflicting information. You need to check with your state laws. If you have the original documentation on the debt, read it, there may be something in it that will tell you.When can a collections company report information to a credit bureau?every 90 days. they will report when paid or settled. SOME report that your making payments